Wio Personal 1.59.1

The Wio Personal account can be established in minutes, providing a comprehensive platform to save, spend, borrow, manage, and invest seamlessly within a single interface.

Enjoy international transactions with ease through free multi-currency accounts in AED, USD, EUR, and GBP, enabling borderless spending for global users.

Optimize your savings by earning interest—up to 6% annually with the Wio Personal 'Salary' Plan or up to 4.75% annually under the 'Plus' Plan, enhancing your financial growth.

A single card serves both debit and credit functionalities, allowing smooth switching between spending modes without hassle.

Benefit from rewards programs by earning up to 2% cashback, capped at 2500 AED per month on all credit transactions made through Wio Credit.

Cashback options are flexible: opt to receive it directly in your current account or reinvest in selected stocks according to your preferences.

Travel and spend internationally with confidence—no foreign exchange fees plus 1% cashback on international debit card transactions enhances your global experience.

Transfer funds effortlessly to over 100 countries with instant currency exchange at competitive rates, minimizing transfer times and costs.

Your Wio card can be used immediately for online transactions and added to Apple Pay or Google Pay for quick access across devices.

Order a physical card anytime to suit your needs or utilize virtual cards with customizable design, spending limits, and secure online or in-store shopping capabilities.

The platform offers access to over 3,000 stocks, ETFs, cryptocurrencies, and more within a secure environment designed for straightforward management of diverse assets.

Buy and sell cryptocurrencies directly from your AED account without unnecessary delays or detours, simplifying digital asset trading.

Prepare for IPO opportunities by instantly applying for UAE public listings and increasing share allocation potential with leverage up to five times.

Security features include customizable controls for spending locations and methods, supported by advanced encryption protocols to safeguard your financial activities.